Some nagging thoughts on m-commerce.
I think G-Cash and Smart Money (S-Money) should augment their platform with LBS (location based services). Users should be able to inquire the nearest cash-in and cash-out center based on their location. Or should be able to locate users within their proximity willing to do cash-in/cash-out.
The ability to locate other users willing to do cash-in/cash-out could work by allowing them to text their cash-in/cash-out availability (ala instant messenger status). They have the option to turn the feature on or off and indicate perhaps the amount they can currently cash-in/cash out. This has the potential of accelerating the adoption rate of m-commerce in the Philippines.
Of course nothing beats making short access codes and m-commerce API's somehow more accessible to modern day pinoy technopreneurs.
Am not like them, but I can pretend. -Nirvana